There are countless numbers of people who are obsessed with using their credit card to make purchases, often for expensive items that they cannot even afford to pay back. Some would recommend that they seek credit card help so that they can continue to use their credit card in a manageable way. There are counseling services, books and financial education seminars that can motivate a person to be more spend thrifty.

This can be useful for some people. However, for others, this will not overcome the credit card addiction. One drastic and sometimes effective option is to get rid of the credit card altogether. Ditch it to remove dependency on it. This is one effective and therapeutic way for people to gradually enjoy a debt free lifestyle.